Tier 1 US Corporate Credit BINs

Your cards aren't getting declined because of your campaigns.It's the card type.

Most providers give you prepaid or debit BINs that ad platforms flag as high-risk. We issue corporate credit BINs from Tier 1 US banks - the same card type Fortune 500 companies use to run ads.

1.5%

Top-up fee. That's the core.

Unlimited

Cards. No limits on issuance.

Instant

Withdrawals. No minimums.

Works on Meta, Google & TikTok
USDT/USDC Top-up
Tier 1 US Banks
US-Issued BINs Only
See What You're Overpaying

Calculate your savings.
Takes 5 seconds.

$100,000
4%

Most providers charge 3% to 7% when you add up all hidden fees.

Industry avg: ~3% FX + cross-border. Ad-Rails: 0% FX and only network passthrough + 1.5%.

You save

$4,000/mo

$48,000 per year

Your current cost$7,200/mo
Top-up fees saved$2,500
FX and cross-border saved$1,500
With Ad-Rails$3,200/mo
Start Saving Now
The Problem No One Talks About

You've switched 3 providers.
Same result every time.

That's not bad luck. That's a structural problem called The Card Type Trap.

What Other Providers Give You

Prepaid / Debit BIN
  • Platforms classify as high-risk
  • Carries aggregated user fraud profile
  • Toxic neighbor effect flags your card
  • Higher firstbill rejection rates
  • Triggers automated payment reviews

Like showing up to a five-star restaurant in sweatpants.

What Ad-Rails Gives You

US Corporate Credit BIN
  • Platforms classify as low-risk
  • Carries issuing US bank reputation
  • US-issued, not HK, EU, or offshore BINs
  • Same card type as Fortune 500 companies
  • No toxic neighbor effect

Like showing up in a suit with a corporate card.

The Mechanism

How ad platforms actually score your payment method

Platforms do not see your provider name. They see card type and issuing country, then assign trust scores. US-issued corporate credit scores highest.

Card Type
Platform Risk Score
Who Uses This
Result
Prepaid
HIGH RISK
Most virtual card providers
Frequent declines, BIN burns
Consumer Debit
MEDIUM RISK
Some premium providers
Unpredictable approvals
Corporate Credit
LOW RISK
Ad-Rails + Fortune 500s
Consistent approvals
What "Premium BINs" Actually Means

Every provider says premium BINs.
None of them say corporate credit.

Provider A

25+ private BINs

Prepaid / Debit mix

$27K frozen funds documented

Provider B

Lowest fees

EU consumer debit

9-month fund recovery times

Provider C

Premium HK + US BINs

HK prepaid / debit

HK BINs flagged more by US platforms

Ad-Rails

US-Issued Corporate Credit

US corporate credit - verifiable

Instant withdrawals. No minimums.

Transparent Pricing

Simple, honest pricing.
Every fee on this page. No surprises.

While competitors advertise "0% fees" and charge 5% to 8% effectively through hidden markups, Ad-Rails puts every number in plain view.

Ad-Rails
Typical Provider
Top-up Fee
1.5% ($5 min)
2.9% - 8%
FX Conversion
0%
1% - 3%
Cross-Border Fee
Network passthrough + 1.5%
3% - 5% markup
Card Issuance + Monthly
$1/card/mo
$2 - $10/card + monthly
Small Transactions (under $50)
$0.50
$0.50 + decline fees
Withdrawal Fee
$0
Up to 5%
Decline Fees
$0
$0.50/attempt
Effective Cost at $100K/mo (200 cards)
~$1,700
$5,000 - $8,000+
Corporate credit BINs cost more to source than prepaid BINs. That higher-quality card type is also why they perform better on ad platforms.
Built for Scale

Everything you need.
Nothing you don't.

Unlimited Cards

Issue as many cards as you need and isolate campaigns on individual cards.

Instant Issuance

Generate new cards in seconds when campaigns are ready to scale.

Crypto Top-Up

Fund with USDT or USDC at a flat 1.5% fee, no punitive fee tiers.

Instant Withdrawals

Your money stays available. No minimums, waits, or review loops.

Team Management

Set limits, separate responsibilities, and monitor spend by campaign.

Real-Time Reporting

Track transactions and card health as events happen, not hours later.

Why We Won't Freeze Your Funds

Our business model only works
when your campaigns are running.

01

Incentive Alignment

We earn on your spend, not on frozen funds. Keeping your money moving is economically aligned with our model.

02

Instant Withdrawals

No minimums, no waiting periods, and no opaque review loops. Your money follows your timeline.

03

Total Fee Transparency

1.5% stablecoin top-up, clear card pricing, and no decline-fee traps hidden in fine print.

04

Low-Risk Testing

Start with $200 to $500, test on your own campaigns, verify results, then scale confidently.

From Media Buyers Who Switched

They tried 3+ providers first.
Then they found the card type that works.

★★★★★

"Switched after my third BIN burn in two months. Haven't had a single firstbill rejection in 6 weeks. The corporate credit difference is real."

Media Buyer
$50K/mo ad spend - Meta & Google
★★★★★

"Finally a provider that explains why cards work instead of only saying premium BINs. Approval rates are visibly higher."

Affiliate Marketer
$150K/mo ad spend - TikTok
★★★★★

"Withdrew in under 5 minutes. After months of locked funds with another provider, this alone justified switching."

Performance Marketer
$30K/mo ad spend - Multi-platform
Common Questions

You're skeptical. Good.
You should be.

The difference is card type, not label. You can verify BIN type publicly. Our positioning is US-issued corporate credit rather than prepaid/debit mixes.

Test it with $200.
Verify the difference yourself.

Run your campaigns on corporate credit BINs. Compare approval rates. Check the BIN type. Then decide.

No minimum deposit
Instant withdrawals
Cards in seconds
USDT/USDC accepted